
For Northern California homeowners
On the CaliforniaFAIR Plan?You may have options.
New home and fire coverage is opening up in parts of Northern California. Send us your address and we'll see what's available for your home.
- Local agency in Grass Valley
- Dedicated service team
- Simple, quick quotes

Why now
Rates are going up. Your options may be too.
The FAIR Plan was built to be a safety net, not a forever plan. As new coverage opens up across the foothills, it's worth a second look.

How it works
Your next step, made simple.
- 01
Send your address.
That's all we need to start.
- 02
We shop the market.
Justin compares options from a wide range of carriers.
- 03
You decide.
Keep what you have or switch. No pressure.

Real People. Real Solutions.
A local agent who does the shopping for you.
- Many carriers, one conversation.
- A dedicated service team behind you.
- Plain answers, explained clearly.

Communities we serve
Rooted in the communities we serve.
- Paradise
- Chico
- Oroville
- Grass Valley
- Nevada City
- Lake Wildwood
- Auburn
- Loomis
- Placerville
- Cameron Park
- El Dorado Hills
- Redding
- Truckee
- Tahoe City
- South Lake Tahoe

Questions
Good to know.
No. We look at your options first, and nothing changes unless you decide it should.
Free quote
See what's possible for your home.
It starts with your address.
